The $10 Million Question: A Journey into the True Net Worth of Joe Biden

Introduction: From ‘Middle-Class Joe’ to Millionaire

The journey begins on January 20, 2025.

As one presidency concludes, a financial accounting commences.

This is not merely a tally of assets and liabilities, but an investigation into a narrative that has defined a half-century in American politics.

For decades, Joseph R.

Biden Jr. cultivated an image as “Middle-Class Joe,” a man who famously commuted by Amtrak from Delaware to Washington d+.C., and was consistently ranked among the least wealthy members of Congress.¹

It was a persona rooted in a tangible reality of modest government salaries and significant personal debt.

Yet, as he prepares to leave the White House, a starkly different financial picture emerges.

Consensus estimates from financial publications like Forbes place the combined net worth of Joe and Jill Biden at approximately $10 million.⁴

This figure presents a compelling paradox and a central question: How did a career public servant, who for most of his life earned a government salary and worried about mortgage payments, amass an eight-figure fortune?

Answering this question requires more than a glance at a summary number.

It demands a forensic journey through decades of tax returns, opaque financial disclosures, real estate records, and market data.

This report embarks on that journey, seeking to reconcile the man with his balance sheet.

It will trace his financial history from the lean years in the Senate to the lucrative period after his vice presidency.

It will deconstruct the cornerstone of his wealth—his Delaware real estate—and piece together his final presidential balance sheet from official, if imprecise, government forms.

Finally, it will navigate the turbulent political controversies surrounding his family’s finances to provide a clear, evidence-based accounting.

This is the story of how “Middle-Class Joe” became a millionaire, many times over.

Chapter 1: The Public Servant’s Ledger (1973-2016)

To understand the scale of Joe Biden’s financial transformation, one must first establish a baseline.

The investigation begins by examining the financial life of Senator and then Vice President Biden, a period spanning 44 years, from 1973 to the end of 2016.

During this long tenure, his financial reality closely matched his political persona: a comfortable, upper-middle-class existence funded by a government paycheck, but one far removed from the realms of the truly wealthy and often characterized more by liabilities than by liquid assets.

His income was steady but not spectacular.

As a newly elected senator in 1973, his starting salary was $42,500 per year.⁸

Over 36 years in the Senate, this figure rose with congressional pay adjustments, reaching $174,000 by the time he left in 2009.⁹

As Vice President, he received another raise, earning approximately $230,000 annually.⁹

For the vast majority of his career, the combined adjusted gross income for him and his wife, Jill, a lifelong educator, remained below $400,000 a year.¹

This financial history made his self-characterization as one of the “poorest” members of the Senate more than just a political talking point; it was a statistical fact.¹

His own accounts reflect a life marked by financial pressures, from his father’s business setbacks during his childhood to his own admission of being “in constant danger of falling behind” on mortgage payments for stately homes he acknowledged he could barely afford.¹²

This reality is starkly illustrated by his financial disclosures from the end of his vice presidency.

For decades, his balance sheet was defined by debt.

As recently as 2009, his net worth was estimated to be less than $30,000, a remarkably low figure for a sitting Vice President.²

The situation had not dramatically improved by the time he left office.

His final financial disclosure as Vice President, filed in 2016, revealed assets valued at over $273,000 but liabilities exceeding $750,000.¹⁰

This debt included a mortgage of over $500,000 and a home equity loan of $250,000, indicating a significant negative net worth on paper just before his financial fortunes were set to change.¹⁰

The “Middle-Class Joe” persona, therefore, was not a carefully crafted political brand so much as it was an authentic reflection of a long-term financial state.

The numbers from his four decades in public service directly support this narrative.

While he was asset-rich in the sense of owning a valuable home, he was cash-poor and liability-heavy.

This authenticity is critical, as it makes the subsequent, dramatic accumulation of wealth detailed in the next chapter a more striking and pivotal event.

His financial story is not one of a steady climb to riches, but of a sudden, quantum leap late in life.

Year/Period	Role	Annual Salary
1973	U.S. Senator	$42,500
2009	U.S. Senator	$174,000
2009-2017	Vice President	~$230,700
Data Sources: 8

Chapter 2: The Windfall Years (2017-2020)

The narrative of Joe Biden’s finances pivots dramatically in January 2017.

Leaving the vice presidency with a modest, debt-laden balance sheet, he entered a brief but extraordinarily lucrative period in the private sector.

In the two years that followed, the floodgates of income opened, transforming his financial standing and catapulting him from a man of relatively modest means into a multi-millionaire.

The scale of this income surge was staggering.

Publicly released tax returns show that Joe and Jill Biden earned over $15 million in 2017 and 2018 alone.¹

Their adjusted gross income was approximately $11 million in 2017 and another $4.6 million in 2018.¹

This windfall not only erased the substantial debt that had characterized his finances for decades but also laid the foundation for the eight-figure net worth he holds today.

This newfound wealth was derived from three primary sources, typical of high-profile former public officials:

1. Book Deals: The most significant driver was a multi-book deal with Flatiron Books, a division of Macmillan Publishers, reportedly valued at $8 million.⁹ The first book from this deal,
   Promise Me, Dad: A Year of Hope, Hardship, and Purpose, was released in 2017. A poignant and deeply personal memoir chronicling the final year of his son Beau’s life, it became an instant #1 New York Times Bestseller and was a commercial success.¹⁷ The advance from this book deal alone represented more money than he had earned in his entire 44-year career in public service.
2. Speaking Engagements: Following the well-trodden and profitable path of predecessors like Bill Clinton and Barack Obama, the Bidens became highly sought-after speakers. Joe Biden’s financial disclosures show he earned more than $4 million from at least 47 paid speaking appearances between January 2018 and May 2019.¹ His fees routinely ran into six figures, including $190,000 for a lecture at Drew University and $180,000 at Vanderbilt University.¹ Dr. Jill Biden was also a popular speaker, earning over $700,000 from her own engagements during this period.¹⁰
3. University Professorship: Biden also took on an academic role, serving as the “Benjamin Franklin Presidential Professor of Practice” at the University of Pennsylvania. This position, affiliated with the Penn Biden Center for Diplomacy and Global Engagement, paid him over $540,000 between 2017 and 2019.¹

While this strategy of monetizing public service through books and speeches is a standard part of the ex-official playbook, Biden’s approach reveals a distinct political sensitivity.

Having witnessed the political damage Hillary Clinton sustained from her paid speeches to Wall Street firms like Goldman Sachs, Biden’s team appeared to carefully curate his speaking venues.

The available records show his fees came largely from universities, community groups, and book tour events, with a conspicuous absence of engagements with major investment banks or large corporate interests.¹

This was likely a deliberate, strategic choice to build wealth while simultaneously managing political risk and preserving the “Middle-Class Joe” brand ahead of a potential 2020 presidential R.N. It was a politically sanitized version of the standard playbook, revealing a level of foresight that went beyond simple opportunism.

Income Source	Year(s)	Reported Income
Book Deals (Flatiron Books)	2017-2018	~$8,000,000 (Reported value of multi-book deal)
Speaking Engagements (Joe Biden)	2017-2019	>$4,290,000
Speaking Engagements (Jill Biden)	2017-2018	>$700,000
University of Pennsylvania Salary (Joe Biden)	2017-2019	>$540,000
Total Reported Income (Approx.)	2017-2018	>$15,600,000
Data Sources: 1

Chapter 3: The Delaware Fortune: A Foundation Built on Real Estate

The journey into Joe Biden’s finances reveals a crucial fact: the vast majority of his wealth is not held in liquid assets like stocks or cash.

Instead, it is grounded in a physical, illiquid, and deeply personal asset class: Delaware real estate.

Approximately two-thirds of his estimated $10 million fortune is tied up in just two properties, a primary residence in Wilmington and a vacation home in Rehoboth Beach.⁵

The appreciation of these homes, particularly during his presidency, is the single largest contributor to his current net worth.

This reliance on real estate is not a new or sophisticated investment strategy but a lifelong passion.

Biden has chronicled his own predisposition for buying houses he could barely afford, describing himself as having been “seduced by real estate”.¹³

This history reinforces his “everyman” financial persona, standing in stark contrast to presidents who built wealth through complex market dealings.

His path to wealth was a concentrated, decades-long bet on his home state’s property market—a bet that paid off handsomely due to timing and market luck.

The Wilmington Homestead

The anchor of his portfolio is the family’s primary residence in the affluent Greenville suburb of Wilmington.

In 1996, then-Senator Biden purchased a four-acre lakefront parcel of land on Barley Mill Road for $350,000.²⁰

Two years later, he built the secluded, 6,850-square-foot colonial-style home that remains his main residence.²⁰

For years, this property was his most valuable asset.

During his vice presidency, the Bidens even generated rental income from it, leasing a cottage on the grounds to the Secret Service for $2,200 a month, which amounted to $26,400 in 2012.⁵

The home’s value has appreciated steadily, but it surged during the post-pandemic housing boom.

Valued at an estimated $1.1 million when he took office in January 2021, its estimated worth climbed to approximately $1.74 million by early 2025, according to Zillow data cited by Newsweek.²¹

Forbes offers a more aggressive valuation of $2.5 million.⁴

This appreciation alone added hundreds of thousands of dollars to his net worth during his presidential term.

The Rehoboth Beach Retreat

The second, and more valuable, piece of his real estate portfolio is a 4,800-square-foot summer home in the desirable coastal town of Rehoboth Beach.

He purchased this property in 2017 for $2.7 million, calling the acquisition a “dream come true” for his family.¹

The purchase was funded directly by the income windfall he received after leaving the vice presidency.⁵

He later made improvements, including adding a pool that may have cost upwards of $75,000.²⁰

This purchase proved to be an exceptionally shrewd investment, though its success was driven more by market forces than foresight.

The pandemic spurred a migration of homebuyers from cities to larger properties with outdoor amenities, causing coastal real estate values to skyrocket.⁵

Valued at around $2 million when Biden took office, the Rehoboth home’s estimated worth exploded to between $4.4 million and $4.5 million by 2025.⁴

This single asset appreciated by more than $2.4 million during his four years in the White House, a passive gain that accounts for the entirety of his net worth increase during his presidency.

Looking ahead, real estate forecasts for Delaware in 2025 suggest a market that is cooling but not crashing.

Price growth is expected to moderate from the torrid pace of previous years, and inventory may increase, which could stabilize values.²⁴

However, coastal markets like Rehoboth Beach often exhibit unique strength due to high demand, suggesting that the value of his most significant asset is likely to remain robust.²⁷

Property	Purchase Year	Purchase Price	Est. Value (Jan 2021)	Est. Value (Jan 2025)	Total Appreciation
Wilmington Residence	1996 (land)	$350,000	$1,100,000	$2,500,000*	~$2,150,000
Rehoboth Beach Home	2017	$2,700,000	$2,000,000	$4,500,000*	$1,800,000
Total		$3,050,000	$3,100,000	$7,000,000	$3,950,000
*Note: 2025 values use the higher-end Forbes estimates for consistency with overall net worth calculations. Appreciation is calculated from the purchase price. Sources: 4

Chapter 4: The 2025 Balance Sheet: Deconstructing the Final Disclosure

The culmination of this financial journey is the deconstruction of President Biden’s official 2025 Termination Financial Disclosure, the OGE Form 278e.²⁹

This document represents the federal government’s required final accounting of a president’s finances upon leaving office.

However, piecing together a precise net worth from this form is an exercise in estimation, as the rules established by the Ethics in Government Act of 1978 necessitate a degree of interpretation.

The primary challenge lies in the form’s structure.

Assets and liabilities are not reported as exact figures but in wide value ranges, such as “$100,001 to $250,000”.³⁰

Furthermore, certain key assets, like a primary residence that does not produce income and federal retirement accounts, are not required to be disclosed at all.³⁰

Therefore, to build the most accurate possible balance sheet, the information from the disclosure form must be supplemented with external reporting from credible sources.

An analysis of Biden’s final disclosure and related financial data reveals an investment profile that is remarkably conservative for a multi-millionaire.

It is heavily weighted toward cash and other safe, preservation-focused assets rather than growth-oriented equities.

This financial posture is consistent with an individual whose financial mindset was shaped by decades of fixed-income reality and debt aversion.

Even after his windfall, his management style appears focused on protecting his newfound capital rather than aggressively growing it.

Assets

• Real Estate: As established, this is the largest component of his wealth. While not required to be listed on the disclosure form, his two Delaware properties are estimated by Forbes to have a combined value of $7 million.⁴
• Cash and Bank Accounts: The disclosure reveals significant liquidity. The Bidens hold between $634,004 and $1,330,000 across at least six different U.S. bank and credit union accounts. The largest single account holds between $500,001 and $1,000,000.²⁹
• Investments: His investment portfolio is modest and diversified, reflecting his pledge to avoid owning individual stocks to prevent potential conflicts of interest.²³ His 2025 disclosure lists a variable annuity from Security Benefit Group and several underlying mutual funds (from Blackrock, Guggenheim, Janus Henderson, etc.), along with a Nuveen Lifecycle Index Fund and a small IRA. The total reported value of these investment vehicles falls between
  $91,008 and $300,000.²⁹
• Pensions and Annuities: Though not on the disclosure, Biden is entitled to a federal pension from his time as Senator and Vice President, estimated by Forbes and others to be worth around $1 million.⁵ Dr. Jill Biden has her own pension from her teaching career, estimated at
  $250,000.⁵ In 2023, the couple drew approximately $35,000 from these sources.⁴
• Other Income Streams: The Bidens also receive regular income from Social Security (about $55,000 in 2023) and interest on their cash holdings ($39,000 in 2023).⁴

Liabilities

The disclosure form shows that while the Bidens paid off much of the debt they held in 2016, they still carry significant liabilities tied to their real estate.

• Primary Mortgage: A 30-year mortgage on their Wilmington residence taken out with TD Bank in 2013. The outstanding balance is listed as being between $250,001 and $500,000.²⁹
• Home Equity Loan: A home equity line of credit on the same property, taken out with M&T Bank in 2022. The outstanding balance is between $100,001 and $250,000.²⁹
• Other Loans: Two smaller loans are listed: one against Mass Mutual life insurance policies with a balance between $15,001 and $50,000, and a term loan from Oceanfirst Bank with a balance between $10,001 and $15,000.²⁹

Synthesizing this data provides the clearest possible picture of the Bidens’ financial standing as of January 2025.

Category	Asset/Liability	Estimated Value (Best Estimate)
Assets
	Real Estate (Wilmington & Rehoboth)	$7,000,000
	Cash & Bank Accounts (Midpoint of Range)	$982,002
	Investments & Annuities (Midpoint of Range)	$195,504
	Pensions (Joe & Jill Biden)	$1,250,000
	Other (Life Insurance Cash Value, etc.)	~$100,000
	Total Estimated Assets	$9,527,506
Liabilities
	Primary Mortgage (Midpoint of Range)	($375,001)
	Home Equity Loan (Midpoint of Range)	($175,001)
	Other Loans (Midpoint of Range)	($45,002)
	Total Estimated Liabilities	($595,004)
Net Worth	Estimated Net Worth	~$8,932,502
This table synthesizes data from the 2025 OGE disclosure 29 with external reporting.4 The final net worth aligns closely with the widely reported Forbes estimate of $10 million, which may use different valuation methods for pensions or other assets.

Chapter 5: Sifting Through the Static: An Inquiry into Influence

No financial investigation of Joe Biden would be complete without navigating the turbulent waters of political controversy.

For years, his finances—and more pointedly, those of his family—have been the subject of intense scrutiny and serious allegations, primarily from partisan bodies like the House Oversight Committee.³⁵

These allegations paint a picture of a family monetizing its proximity to power, claiming that Biden family members and their associates received millions of dollars from foreign entities in China, Romania, and Russia in exchange for access and influence.³⁵

The most serious claims suggest that Joe Biden, as Vice President, actively participated in these schemes by attending dinners and joining phone calls with his son’s foreign business partners.³⁶

The critical task of this investigation is to meticulously cross-reference these accusations with the available public financial record.

When this is done, a clear distinction emerges.

An exhaustive review of Biden’s personal tax returns and official financial disclosures reveals no evidence of him personally receiving money from these foreign sources.⁴

The money trail for his personal wealth leads directly and transparently to his government salary, his federal pension, and the well-documented windfall from his post-vice presidency book deals and speaking tour.

The public record acts as a firewall, demonstrating that the alleged foreign money did not flow onto his personal balance sheet.

This shifts the nature of the inquiry.

The controversy is not about hidden wealth on Joe Biden’s personal ledger, but about the business activities of his family members, particularly his son, Hunter Biden, and his brother, James Biden.³

The debate becomes one of familial ethics and the intangible value of political power.

Did his family members benefit financially from his position and name? The record suggests this is likely.

Did he knowingly participate in or enable this? That is the unresolved heart of the political dispute, and it is a question that financial disclosures alone cannot definitively answer.

This gray area highlights the limitations of existing ethics rules for public officials and their families.

In response to these controversies, proposals like the Presidential Ethics Reform Act have been introduced, seeking to mandate broader disclosures for immediate family members who receive foreign payments or gifts.³⁷

It is worth noting that, separate from the controversies surrounding his family, the Biden administration’s compliance with personal ethics and disclosure rules has been found to be generally strong by non-partisan watchdog groups like Citizens for Responsibility and Ethics in Washington (CREW).

Their analysis found a high degree of compliance with divestiture obligations among cabinet members, with most officials either holding no individual stocks or divesting them to avoid conflicts of interest—a practice President Biden himself follows.³³

Ultimately, the financial documents can only prove so much.

They can confirm the sources of Joe Biden’s personal fortune, but they cannot fully resolve the more nuanced and politically charged questions about the ethical boundaries for the family of a powerful public official.

Conclusion: The Final Accounting and the Road Ahead

The journey to understand Joe Biden’s finances concludes where it began: with the reconciliation of a man and his balance sheet.

The investigation confirms that President Biden will leave office in 2025 with an estimated net worth of approximately $9 million to $10 million.

This fortune is not the product of a long, steady accumulation but of a dramatic, late-in-life financial transformation.

For over four decades, “Middle-Class Joe” was a reflection of his reality.

His wealth was built in two distinct phases: first, a massive income surge of over $15 million in the two years after he left the vice presidency, and second, the passive, market-driven appreciation of his Delaware real estate portfolio during his presidential term.

When placed in the context of other modern presidents, Biden’s fortune is significant but not unprecedented.

It is a fraction of the wealth held by presidents who came from vast family fortunes, like John F.

Kennedy, or built business empires, like Donald Trump.³⁹

His financial trajectory is most comparable to those of Bill Clinton and Barack Obama, who also entered office with modest means and saw their net worths explode into the tens of millions

after leaving public service, primarily through the same lucrative channels of book deals and speaking fees.⁷

The story, however, does not end here.

As a former president, Joe Biden’s earning power is poised for another exponential leap.

He has already secured a new memoir deal to write about his time in the White House, with a reported advance of £10 million (approximately $12.5 million).⁴³

This single payment, when received, will more than double his current net worth overnight.

Drawing parallels with his predecessors, who have commanded six- and seven-figure fees for speeches and media projects post-presidency, it is reasonable to project that Joe Biden’s net worth could easily surpass $20 million to $30 million in the coming years.

The long journey of “Middle-Class Joe” has definitively concluded.

The era of Joe Biden as a wealthy elder statesman, a member of the exclusive club of ex-presidents, is just beginning.

Works cited

1. Former vice president releases records that show speeches, books brought in $15 million. – Los Angeles Times – eNewspaper, accessed on July 28, 2025, https://enewspaper.latimes.com/infinity/article_share.aspx?guid=7026b3ef-ca45-4562-951d-3812ee8c3541
2. Public image of Joe Biden – Wikipedia, accessed on July 28, 2025, https://en.wikipedia.org/wiki/Public_image_of_Joe_Biden
3. Biden, Inc.: How ‘Middle Class’ Joe’s family cashed in on the family name – POLITICO Magazine, accessed on July 28, 2025, https://www.politico.com/magazine/story/2019/08/02/joe-biden-investigation-hunter-brother-hedge-fund-money-2020-campaign-227407
4. What Is Joe Biden’s Net Worth? – Investopedia, accessed on July 28, 2025, https://www.investopedia.com/joe-biden-net-worth-8655652
5. What is Joe Biden’s net worth? | The Independent, accessed on July 28, 2025, https://www.independent.co.uk/news/world/americas/us-politics/joe-biden-net-worth-homes-delaware-b2570002.html
6. Biden’s net worth is around $10 million, not $41 million – PolitiFact, accessed on July 28, 2025, https://www.politifact.com/factchecks/2023/dec/19/james-woods/bidens-net-worth-is-around-10-million-not-41-milli/
7. Chart Shows Net Worth of US Presidents Before and After Office – Newsweek, accessed on July 28, 2025, https://www.newsweek.com/chart-shows-net-worth-us-presidents-before-after-office-1992975
8. Joe Biden Net Worth 2025 – Unlock Your Potential, accessed on July 28, 2025, https://olitor.uw.edu/joe-biden-net-worth-2025
9. How Joe Biden Went from Middle-Class Joe to a Millionaire – Town & Country Magazine, accessed on July 28, 2025, https://www.townandcountrymag.com/society/politics/a31265187/joe-biden-net-worth/
10. Biden earned millions after leaving White House, financial reports shows | PBS News, accessed on July 28, 2025, https://www.pbs.org/newshour/politics/biden-earned-millions-after-leaving-white-house-financial-reports-shows
11. Fact-checking Joe Biden’s claim about his own income – PolitiFact, accessed on July 28, 2025, https://www.politifact.com/factchecks/2020/sep/10/joe-biden/fact-checking-joe-bidens-claim-about-his-own-incom/
12. Biden’s Net Worth: A Surprising Revelation? – UCSC Admin Hub, accessed on July 28, 2025, https://fis-snd-adm-1.ucsc.edu/biden-net-worth
13. In His Own Words, Joe Biden Was ‘Seduced by Real Estate’ – Realtor.com, accessed on July 28, 2025, https://www.realtor.com/news/celebrity-real-estate/in-his-own-words-joe-biden-was-seduced-by-real-estate/
14. The comforter‐in‐chief: How two traumatic experiences shaped president joe Biden’s first 100 days – PMC, accessed on July 28, 2025, https://pmc.ncbi.nlm.nih.gov/articles/PMC10084122/
15. Biden and Wife Made More Than $15M After Leaving Office – VOA, accessed on July 28, 2025, https://www.voanews.com/a/usa_us-politics_biden-and-wife-made-more-15m-after-leaving-office/6171514.html
16. Joe Biden’s ‘Promise Me, Dad’ Memoir Set for November – Publishers Weekly, accessed on July 28, 2025, https://www.publishersweekly.com/pw/by-topic/industry-news/book-deals/article/74259-biden-s-promise-me-dad-memoir-set-for-november.html
17. Promise Me, Dad – Wikipedia, accessed on July 28, 2025, https://en.wikipedia.org/wiki/Promise_Me,_Dad
18. Promise Me, Dad – Congress.gov, accessed on July 28, 2025, https://www.congress.gov/118/meeting/house/116942/documents/HHRG-118-JU00-20240312-SD010.pdf
19. Bidens earned over $15 million since 2016 – CBS News, accessed on July 28, 2025, https://www.cbsnews.com/news/bidens-earned-over-15-million-since-2016/
20. How Joe Biden Amassed A $10 Million Fortune – YouTube, accessed on July 28, 2025, https://www.youtube.com/watch?v=hugwHQpsZTg
21. Joe Biden’s Homes Have Nearly Doubled in Value Since He Took …, accessed on July 28, 2025, https://www.newsweek.com/joe-biden-homes-nearly-double-value-since-becoming-president-2017159
22. How Many Houses Does Joe Biden Own? U.S. President’s Homes Detailed – Newsweek, accessed on July 28, 2025, https://www.newsweek.com/how-many-houses-does-joe-biden-own-us-president-homes-jill-biden-1602617
23. How Much Are The Bidens Worth? | Forbes – YouTube, accessed on July 28, 2025, https://www.youtube.com/watch?v=jsyHcvYxDio
24. Delaware Housing Market: Home Prices & Trends – Houzeo, accessed on July 28, 2025, https://www.houzeo.com/housing-market/delaware
25. Should I buy a house in 2025? | Mortgage Equity Partners of Delaware, accessed on July 28, 2025, https://mortgageequitypartners.com/delaware/should-i-buy-a-house-in-2025/
26. Housing Market Forecasts for the Rest of 2025 | The Maryland & Delaware Group Has All Your Real Estate Needs in One Place, accessed on July 28, 2025, https://www.easternshorehomesolutions.com/blog/housing-market-forecasts-for-the-rest-of-2025/
27. The Future of Coastal Delaware Real Estate Will SHOCK You (My 2025 Predictions), accessed on July 28, 2025, https://www.youtube.com/watch?v=s2OgVmqUvZ8
28. Rehoboth Beach Housing Market Trends – Redfin, accessed on July 28, 2025, https://www.redfin.com/city/15565/DE/Rehoboth-Beach/housing-market
29. Biden, Joseph R. 2025 Termination 278.pdf – gov.oge.extapps2, accessed on July 28, 2025, https://extapps2.oge.gov/201/Presiden.nsf/PAS+Index/34A58BA5A7439CA485258C1A00613D05/$FILE/Biden%2C%20Joseph%20R.%20%202025%20Termination%20278.pdf
30. Methodology – Personal FinancesPersonal Finances – OpenSecrets, accessed on July 28, 2025, https://www.opensecrets.org/personal-finances/methodology
31. Yes, Congress has disproportionate share of millionaires, but claim’s numbers are off, accessed on July 28, 2025, https://www.politifact.com/factchecks/2020/jan/22/facebook-posts/yes-congress-has-disproportionate-share-millionair/
32. About the Reporting Requirements – Personal FinancesPersonal Finances – OpenSecrets, accessed on July 28, 2025, https://www.opensecrets.org/personal-finances/disclosure
33. Biden administration financial disclosures show strong pattern of compliance – CREW, accessed on July 28, 2025, https://www.citizensforethics.org/reports-investigations/crew-reports/biden-administration-financial-disclosures-show-strong-pattern-of-compliance/
34. President Biden’s Net Worth Revealed | Forbes – YouTube, accessed on July 28, 2025, https://www.youtube.com/watch?v=lZgW3XF3q_c&pp=0gcJCfwAo7VqN5tD
35. Comer Reveals New Evidence in Biden Family’s Influence Peddling Schemes – United States House Committee on Oversight and Accountability, accessed on July 28, 2025, https://oversight.house.gov/release/comer-reveals-new-evidence-in-biden-familys-influence-peddling-schemes%EF%BF%BC/
36. Report of the Impeachment Inquiry of Joseph R. Biden Jr., President of the United States of America – House Oversight Committee, accessed on July 28, 2025, https://oversight.house.gov/wp-content/uploads/2024/08/2024.08.19-Report-of-the-Impeachment-Inquiry-of-Joseph-R.-Biden-Jr.-President-of-the-United-States.pdf
37. Fox News: Comer report reveals Biden-Harris admin’s ‘rampant waste, fraud, abuse’, accessed on July 28, 2025, https://oversight.house.gov/blog/fox-news-comer-report-reveals-biden-harris-admins-rampant-waste-fraud-abuse/
38. Hunter Biden – Wikipedia, accessed on July 28, 2025, https://en.wikipedia.org/wiki/Hunter_Biden
39. List of presidents of the United States by net worth – Wikipedia, accessed on July 28, 2025, https://en.wikipedia.org/wiki/List_of_presidents_of_the_United_States_by_net_worth
40. Who is the richest living American president? Net worths, ranked: from Donald Trump’s real estate fortune to Bill Clinton and Barack Obama’s book deal millions, but how about ‘middle class Joe’ Biden?, accessed on July 28, 2025, https://www.scmp.com/magazines/style/celebrity/article/3192761/who-richest-living-american-president-net-worths-ranked
41. Who is the richest U.S. president ever? – CBS News, accessed on July 28, 2025, https://www.cbsnews.com/news/election-2024-richest-us-presidents-ever/
42. Accounting for Net Worth of Trump, Clintons and Obamas – FactCheck.org, accessed on July 28, 2025, https://www.factcheck.org/2020/02/accounting-for-net-worth-of-trump-clintons-and-obamas/
43. Joe Biden secures memoir deal: Former president to recount his time in White House; £10 million acquisition falls short of Obamas’ record haul, accessed on July 28, 2025, https://timesofindia.indiatimes.com/world/us/joe-biden-secures-memoir-deal-former-president-to-recount-his-time-in-white-house-10-million-acquisition-falls-short-of-obamas-record-haul/articleshow/122894164.cms